Most financial breaches start with small flaws.
FinTech companies deal with money in real time, and that is exactly what attackers target.
We test your company for the flaws that lead to fraud, account takeover, and theft, then show your team how to fix each one.
We test your company for the flaws that lead to fraud, account takeover, and theft, then show your team how to fix each one.
Talk to a FinTech Security Expert
Trusted by Fintech Teams
Passing an audit doesn't mean you'd survive a real attack.
An audit checks that controls exist. It doesn't prove you would spot a real intrusion, or stop it before it reaches the money.
We come the way a determined attacker would and show you exactly what they'd reach.
We come the way a determined attacker would and show you exactly what they'd reach.
How we help
We chain phishing, network, and identity attacks to reach your most critical systems, under agreed rules.
Full-scope red team across people, network, and cloud
Focused on reaching your most critical systems
01
How we help
We measure how quickly you detect and respond to a real intrusion, then help you improve it.
Detection and response (purple-team) testing
Time-to-detect measured, not assumed
02
How we help
We test physical access and social engineering to show you the impact of physical breaches.
Physical intrusion and social-engineering testing
Insider-threat scenarios
03
Passing an audit doesn't mean you'd survive a real attack.
An audit checks that controls exist. It doesn't prove you would spot a real intrusion, or stop it before it reaches the money. We come the way a determined attacker would and show you exactly what they'd reach.
01 FULL-SCOPE
One phishing email can reach your core systems.
Real attacks often start with one tricked employee and end at your most critical systems. We test that whole path, not one app in isolation.
How we help
We chain phishing, network, and identity attacks to reach your most critical systems, under agreed rules.
Full-scope red team across people, network, and cloud
Focused on reaching your most critical systems
01
02 DETECTION
Most breaches are spotted far too late.
Many breaches are found weeks later, or by an outsider. We test whether your security team can detect us, and how fast they respond.
How we help
We measure how quickly you detect and respond to a real intrusion, then help you improve it.
Detection and response (purple-team) testing
Time-to-detect measured, not assumed
02
03 PEOPLE & BUILDINGS
Attackers target your staff and offices too.
Real attackers use phishing, tailgating, and physical access, not just the network. We test your people and your buildings alongside your systems.
How we help
We test physical access and social engineering to show you the impact of physical breaches.
Physical intrusion and social-engineering testing
Insider-threat scenarios
03
The full attack we run
Phishing & staff
01
Network & endpoints
02
Identity & cloud
03
Core systems & payments
04
Physical offices
05
Your detection & response
06
What We Deliver
We run the whole attack, start to finish
A one-off red team, a focused test, or continuous attack simulation: there is a Payatu service for it.
Application & API security testing
The web and mobile apps and the APIs that move money, tested by experts.
Red teaming for financial firms
A full-scale attack, online and in person, on your most critical systems.
RBI, SEBI, IRDAI, PCI, and NPCI compliance
Security testing, gap assessment, and audit-ready evidence for the regulators.
Compliance
End-to-end testing for smooth-sailing compliance
We don't just check boxes. We produce clear evidence your auditors and your board can rely on.
Standard
What it requires
How Payatu helps
RBI
Regular security testing and IT audits for banks, NBFCs, and payment companies, plus digital-payment security controls.
Security testing with audit-ready evidence, aligned to RBI rules.
SEBI CSCRF
The framework for SEBI-regulated firms: mandatory security testing, a SOC, and audits by a CERT-In empanelled firm.
Gap assessment, testing, and SOC review mapped to CSCRF, from a CERT-In empanelled firm.
PCI DSS 4.0.1
Security rules for anyone who stores, processes, or transmits card data.
PCI DSS 4.0.1 gap assessment, segmentation review, and penetration testing.
DPDP Act + CERT-In
India's data-protection law, plus CERT-In's rule to report breaches within six hours.
Data-protection testing and detection-and-response readiness.
ISO 27001 / SOC 2
The security and trust certifications your enterprise customers and partners expect.
Readiness assessment and testing that supports certification.
Proof
We got full access to a fintech, on purpose
WHY PAYATU
Top 1% researchers conducting your assessments
ISO/IEC 17025
India's first accredited cybersecurity testing lab. Findings that stand up to scrutiny.
CERT-In empanelled
Recognised by the government for security auditing. ISO 27001 and 9001 certified.
Researcher-led
Deep manual testing, backed by original security research.
Nullcon & hardwear.io
We founded two of the security conferences the industry learns from.
DSCI Excellence Award
Recognised as one of India's best cybersecurity services companies in Indian geography 2025.
FAQ
Questions Web Application teams ask us.
What is Web Security Testing?
Web Security Testing identifies vulnerabilities in web applications that attackers could exploit, helping organizations protect sensitive data and prevent security breaches.
What vulnerabilities are tested during a Web Security Assessment?
Web Security Testing identifies vulnerabilities in web applications that attackers could exploit, helping organizations protect sensitive data and prevent security breaches.
How is Web Security Testing different from a vulnerability scan?
Web Security Testing identifies vulnerabilities in web applications that attackers could exploit, helping organizations protect sensitive data and prevent security breaches.
When should we perform Web Security Testing?
Web Security Testing identifies vulnerabilities in web applications that attackers could exploit, helping organizations protect sensitive data and prevent security breaches.
What do we receive after the Web Security Assessment?
Web Security Testing identifies vulnerabilities in web applications that attackers could exploit, helping organizations protect sensitive data and prevent security breaches.
Can Web Security Testing identify business logic vulnerabilities?
Web Security Testing identifies vulnerabilities in web applications that attackers could exploit, helping organizations protect sensitive data and prevent security breaches.
Let's discuss your security maturity roadmap
Talk to a researcher who works in FinTech security every week - not a sales rep reading from a script.
